Organisation: PostBank Uganda Ltd (PBU)
Duty Station: Kampala, Uganda
About Organisation:
PostBank Uganda Ltd (PBU) is a government-owned bank regulated by the Bank of Uganda under the Financial Institutions Act, 2004. The bank is dedicated to being the market leader in advancing financial inclusion.
Job Title: Product Manager – Liabilities
Reports to: Head of Data Analytics & Retail Products
Job Summary: The Product Manager, Liabilities, is responsible for product lifecycle management, innovation, and enhancements of products and customer value propositions. The incumbent will manage partner relationships and marketing campaigns to deliver products and services that meet the overall strategic and financial goals of retail banking.
Key Duties and Responsibilities:
- Drive end-to-end product development initiatives for liabilities, including idea generation, definition, design, validation to commercialization.
- Drive sales and marketing for liabilities through campaigns, promotions, staff training, collaboration with cross-functional teams, competitive analysis, market research, and data mining.
- Manage pricing, profitability, and revenue for assigned product lines.
- Perform periodic revenue assurance exercises on all liability products to manage income leakage issues.
- Oversee customer experience on process turnaround time and value propositions.
- Prepare and present regular progress dashboards and product performance reports.
Qualifications, Skills and Experience:
- A bachelor’s degree with at least 5 years’ banking experience, including 2 years in a managerial role in product management.
- Professional Qualifications (PMC/CIM) are an added advantage.
- Proven track record in developing and managing banking/financial services products.
- Strong analytical, problem-solving, decision-making, financial management, and budget planning skills.
- Proficiency in MS Office Suite, including MS-Excel.
Business Behaviours:
- Strong verbal and written communication skills.
- Ability to build cross-functional working relationships.
- Accountability and focus on broader departmental and corporate goals.
- Decisive in conditions of uncertainty.
- Demonstrates PBU’s values and leadership behaviours.
- Self-driven and deadline-oriented.
- Impeccable integrity.
Job Title: Credit Manager – Retail
Reports to: Chief Credit Officer
Job Summary: The Credit Manager – Retail, is responsible for leading the team in providing financial solutions to Micro, Small, and Medium Enterprises (MSMEs) at all branches. The role involves identifying new business opportunities and managing loans for the agriculture sector and small businesses.
Key Duties and Responsibilities:
- Manage a team of Credit Analysts and support staff specializing in agribusiness and MSME loans.
- Support branches by meeting potential clients, providing guidance, and developing relationships.
- Ensure compliance with credit underwriting guidelines and credit policy.
- Represent the bank in community and industry events.
- Train and develop branch credit staff.
- Evaluate and monitor the MSME loan portfolio’s performance and develop strategies to mitigate risk.
- Provide training on best practices in agribusiness and MSME lending.
Qualifications, Skills and Experience:
- Bachelor’s degree in finance, economics, or a related field.
- At least five years of experience in branch credit management or related fields.
- Knowledge of commercial and retail loan underwriting, documentation, credit administration, and compliance.
- Proven ability to lead, train, and develop a team.
- Excellent analytical, written, and verbal communication skills.
- Experience in developing and maintaining internal controls and risk management systems.
- Thorough knowledge of banking products, services, market trends, and regulatory requirements.
Business Behaviours:
- Strong communication skills (oral and written).
- Self-organization and task effectiveness.
- Customer-centric with a passion for the PBU brand.
- Interpersonal and teamwork skills.
- Ability to work under pressure in a fast-paced environment.
How to Apply:
Please send your application to hr@postbank.co.ug addressed to the Chief Human Resources Officer and specify the job you are applying for as the subject (Strictly).
Note: The following documents should accompany the application strictly online:
- Detailed CV
- Certified copies of academic documents
- Applicant’s address and daytime telephone contacts
- Postal/email address and daytime telephone contact of three referees, including your current supervisor.
Deadline: 7th June 2024 by 5.00pm
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